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Best Free or Cheap Payroll 2026

Payroll doesn't have to be expensive. These options minimize cost while handling tax compliance.

🏆 Top Pick

OnPay

$40+$6/person

1 month free, then transparent pricing. Test with real payroll before paying. $46/month for one employee. Everything included, no add-ons.

1 month free$40+$6/personNo add-onsFull-serviceTransparent
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🥈 Runner Up

Gusto

$40+$6/person

Same price, broader platform. $46/month for one employee. More HR features and integrations than OnPay.

$40+$6/personHR featuresBenefitsIntegrationsGood UX
Visit Gusto →
💡 Also Great

Paychex

~$39/mo

Potentially cheapest base price. Starting around $39/month for basic payroll. Get a custom quote to compare.

~$39/moCustom pricingBasic payrollTax filingScalable
Visit Paychex →
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