Best Payroll with Benefits Administration 2026
Integrated benefits administration handles enrollment, deductions, and compliance alongside payroll.
🏆 Top Pick
Gusto
$40+$6/personFull benefits brokerage. Health insurance, 401(k), HSA, FSA, commuter benefits, and workers' comp. Shop plans and enroll employees in one platform.
Health insurance401(k)HSA/FSAWorkers comp$40+$6/person
Visit Gusto →🥈 Runner Up
Rippling
$8/personBenefits + device + app management. Health, 401(k), commuter benefits integrated with HR, IT, and Finance modules.
Health insurance401(k)Commuter$8/personUnified platform
Visit Rippling →💡 Also Great
Not sure? Take the full HR & Payroll Software quiz for a personalized pick →
Paychex
CustomComprehensive benefits with dedicated support. Health, retirement, workers comp, and group insurance with an assigned benefits specialist.
ComprehensiveDedicated specialistGroup insuranceWorkers compRetirement
Visit Paychex →Affiliate Disclosure: Some links are affiliate links. We may earn a commission at no extra cost to you. All pricing reflects current publicly available rates. Our quiz results are determined by the scoring engine, not by commission rates. Learn how our scoring works.